RROLEAAGENCYIIMPACTSSYSTEMSEEXPLORATIONResourceAllocationBuildCapabilityScalePilotsPrepareDataGovernAIDriveAdoptionDriveROIRole RedesignUpskillingWorkflowsRedesign & ReskillPeople & CultureDiverse TeamEmployee AIHuman-Machine IntelligenceCareer PathsDigital HRAI LiteracyCentralised AISkillsMomentumCulture & ChangeBusiness CaseRemoving BarriersAlways-On ChangeAI-Ready CulturePurposeTransformation LeadershipCommunicationsEarly AdoptersAI StrategyMotivationStrategic VisionUrgencyPersonalised ChangeExperimentationAutomationSponsorshipStatus ChecksChange TriangleAbilityMaking It StickDeploy–Reshape–InventResource AllocationChange MeasurementPilotsOKRs & KPIsBusiness ImpactPerformanceUse-CasesAI MaturityShort-Term WinsRoadmapAssetsSequenced InvestmentsCapability-BuildingProcess MonetisationAI GovernanceOversightRisk & ComplianceIncident ReportingProhibited AITrustRisk ClassificationConformity AssessmentExplainabilityAI EthicsAdvisory CommitteeEthics DesignGovernanceRobustnessMonitoringAccountability EmbeddedSafetySustainabilityResponsible AIData PrivacyFairnessTransparencyAI PoliciesObligationsData StrategyData AccessibilityGenAIData DocumentationData GovernanceData QualityData ManagementData SharingData OwnershipData IntegrityEmbedded DataData ArchitectureData AssetsData FitnessCross-Functional CollaborationScaling AIModular ArchitectureMLOpsHyperautomationChange ImpactAgile ChangeDocumentationAI InventoryIntegrationAI EngineeringAI EcosystemsManaged ServicesManual Process LogsAI Model LifecycleReliabilitySecurityOperating ModelAgile OpsDistributed TechnologyScalable EnterpriseAI MaturityAwarenessBCG AI at ScaleBoomi ProcessDeloitteEU AI ActGartnerGoogleIBMKotterKPMGMcKinseyMITProsci
    Resource Allocation — AI transformation lever in the Future Positive Atlas

    ROI / RV-03

    Resource Allocation

    0.44Adaptability average

    The 10/20/70 allocation is BCG's empirically grounded correction to a recurring failure: organisations spend the majority of their AI budget on algorithms and infrastructure while underinvesting in the people and processes that would let either pay off. The recommendation is explicit — 10% on algorithms, 20% on data and technology infrastructure, 70% on people, processes and change management — and BCG cites repeated evidence that organisations following this ratio see materially higher returns than technology-weighted peers. Implementation usually involves a deliberate budget intervention by the CFO and transformation lead.

    Potential across the 5 Future Positive Principles

    Self-Directed
    Agency-Centered
    Impact-Led
    System-Focused
    Evolution-Driven
    Industry Standard baseline
    Future Positive potential

    Source Frameworks